Published 06/29/2022
This work is licensed under a Creative Commons Attribution 4.0 International License.
Abstract
The development of the situation related to the epidemiological situation in the world during 2020-2021, the introduction of quarantine measures and various strict restrictions have led to an explosive growth and the introduction of information and digital technologies, as well as to the development of social digital platforms. In this regard, the need arose to change the standards of economic relations and accelerate the formation of the principles of digital economy.
The mechanisms for the implementation of banking payment systems are undergoing significant changes. In a number of states, pilot projects for the emission of digital state currencies are now in test mode. Experts are studying the problems of issuing digital money, and macroeconomic regulators are beginning to evaluate both positive expectations and negative results of using digital and information technologies when creating a new type of funds.
It was concluded that the release of
e-hryvnia into circulation, on the one hand, will make it possible to speed up and simplify the transfer of funds between the
owners of electronic wallets, to increase the level of comfort in carrying out these operations, however, on the other hand, an increase in the number of cybercrimes should be expected, especially considering the lack of proper regulation of special legislative framework.
Key words: blockchain, bitcoin, cryptocurrency, digital economy, e-hryvnia.